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Enjoy a Confident Retirement

Live the Life You Really Want

Live the Life You Really Want

Life is not a dress rehearsal.   If you want to live the life you imagine, you must prepare for it.  Whether you are close to retirement, or years away, retirement planning provides a better outcome.  Retirement planning can be situational or comprehensive.  The key is to plan.

By understanding the lifestyle you want in retirement we can determine what that will require financially, and stress-test your current path.  This allows us to identify what may derail your retirement.  We then develop recommendations that will strengthen your retirement plan, and explain how any financial or insurance solutions will contribute to a better outcome.  

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It's the Paycheck That Matters

It's the Paycheck That Matters

Retirement security is ultimately defined by the stability of your paycheck in retirement.  A key difference from your working years is that the sources of that paycheck are more varied.  Retirement income typically consist of a portion from Social Security, perhaps a pension or part-time employment, as well as withdrawals from investments and savings.  

The objective is to not run out of money, and more importantly, income.  It is important to balance flexibility for "wants and what-if's" with the need for stable lifetime income that is not impacted by market volatility.   Our role is to guide you on the purpose of different financial tools and how they contribute to your security.

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Using the Right Tools makes Planning More Accurate

The Living Balance Sheet®

The Living Balance Sheet®

The Living Balance Sheet® is a powerful tool that helps clients organize their financial world, and understand where they are and where they seek to go.  We provide you a complimentary personal LBS website so you can see what we see, and visualize the important aspects of your financial life, from cash-flow to assets, liabilities, and protection needs. The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2020 Guardian.

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